401k Catch Up Limit 2025. A lot has changed since the 401(k) first came onto the scene in 1978. That cap is $11,250, instead of $7,500.
The 2025 base 401(k) contribution limit is increased to $23,500, up from $23,000. To start, individuals can contribute up to $23,500 โ an extra $500 from the 2024 limit โ to their 401 (k) plans in 2025, according to the irs announcement.